Quote Originally Posted by JimQuanci View Post
you are not in the US for most of the voyage so its not US law... so if you are not on the boat (and if you are on the boat, only with friends you really really trust...) yes you need insurance...
Total noob question: what does an offshore policy cover that's different from a typical inshore/coastal policy, besides range? Sounds like maybe coverage for an "international incident", for example, colliding with a foreign flagged boat outside of territorial waters?