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Thread: Hanalei mooring permit

  1. #1
    Join Date
    Sep 2007
    Posts
    582

    Default Hanalei mooring permit

    I've gotten hold of the application for a permit to anchor in Hanalei Bay. For our fleet the Division of Boating and Ocean Recreation is waiving the requirement for a survey or inspection by a state harbor agent within the last two years, but the form also states that we must list the State of Hawaii as an additional insured. I knew I wouldn't be insured for the crossing, but my carrier Progressive won't even cover me for sitting at anchor in Hanalei.

    Has anyone else run up against this issue, and/or come up with a workaround? My agent suggests that it might be possible to get a liability-only policy, which of course is what Hawaii cares about. Anybody know a carrier or agent to try?

    Max

  2. #2
    Join Date
    Nov 2007
    Posts
    612

    Default

    A multi-time SHTP competitor was going to cruise to meet the fleet in Hanalei but the challenges of getting insurance made him cancel plans. I also looked into a liability only policy and couldn't find anyone to would write it.

  3. #3
    Join Date
    Sep 2007
    Posts
    582

    Wink

    Quote Originally Posted by solosailor View Post
    A multi-time SHTP competitor was going to cruise to meet the fleet in Hanalei but the challenges of getting insurance made him cancel plans.
    I was in touch with him too. Somehow it didn't click that I might have the same problem! I suppose I could finish, turn and burn.
    Last edited by Critter; 05-09-2023 at 08:30 PM. Reason: Smiley not where I expected it

  4. #4
    Join Date
    Aug 2013
    Posts
    199

    Default

    Mexico has this liked. Mexican ins cos write the policies. Maybe a Hawaii co could do the same?

  5. #5
    Join Date
    Aug 2013
    Location
    Seattle, WA
    Posts
    297

    Default

    FWIW: When I sailed to Hawaii in 2020 and applied for a mooring permit I called BoatUS/Gieco and advised that I needed my policy updated to have Hawaii listed as the additional insured. They sent the form by email the same day. They did not ask how the boat got to Hawaii, but simply treated it as a change of marinas. I paid a pro-rated premium increase because of the risk of hurricanes, but it wasn't much. When I got to Seattle in 2021, I called and had the certificate re-issued for the marina here and got a pro-rated refund. Again, how the boat got from there to here did not come up. The policy covers "coastal waters of the US and Canada" so that helped.
    Lee
    s/v Morning Star
    Valiant 32

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